Outperform the Competition
with Consumer-Led Mobile Insights
Benchmark your mobile experience against 9 top U.S. banks and uncover actionable opportunities to boost engagement, close feature gaps, and drive growth.
Mobile Banking Competitive Index Overview
In this detailed report, KLI profiles the competitive mobile landscape of nine (9) of the top US retail banks, and ultimately reveals which bank offers its users the best mobile solutions:
- Bank of America
- Capital One
- Chase (JP Morgan Chase)
- Citibank (Citigroup)
- Navy Federal
- Pen Fed
- U.S. Bank
- USAA
- Wells Fargo & Company
The evaluation includes a general discussion about what these banks are doing to provide for their existing and prospective retail banking users via mobile-optimized sites and apps (iOS and Android). Data is captured from actual users of each bank and includes screenshots of features from behind-the-login screens of each provider.
Additionally, Key Lime Interactive (KLI) shares the methods employed to rank the banks based on consumers’ self-reported preferences and insights; provides a best-in-class feature list, as well as a comparative list of the available features of the six; and identify trends and opportunities that bridge the gap between consumer expectations and the current banking solutions. This consumer-based solution differs from other similar reports as KLI uses these consumers’ preferences to weigh the importance of features.

Mobile Banking Competitive Index Overview
In this detailed report, KLI profiles the competitive mobile landscape of nine (9) of the top US retail banks, and ultimately reveals which bank offers its users the best mobile solutions:
- Bank of America
- Capital One
- Chase (JP Morgan Chase)
- Citibank (Citigroup)
- Navy Federal
- Pen Fed
- U.S. Bank
- USAA
- Wells Fargo & Company
The evaluation includes a general discussion about what these banks are doing to provide for their existing and prospective retail banking users via mobile-optimized sites and apps (iOS and Android). Data is captured from actual users of each bank and includes screenshots of features from behind-the-login screens of each provider.
Additionally, Key Lime Interactive (KLI) shares the methods employed to rank the banks based on consumers’ self-reported preferences and insights; provides a best-in-class feature list, as well as a comparative list of the available features of the six; and identify trends and opportunities that bridge the gap between consumer expectations and the current banking solutions. This consumer-based solution differs from other similar reports as KLI uses these consumers’ preferences to weigh the importance of features.
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Competitive Index UX Methodology
An expert capabilities assessment, comparative feature ranking, and user ratings were combined to determine an overall score and ranking.
User feedback is incorporated by gathering responses (n=500), to understand which features and tasks were must-haves when it comes to interacting with the mobile property of a retail bank. From those results, KLI prioritized user’s needs and preferences, and then placed the features into four tiers relative to the importance and these tiers played a part in the weighted score we awarded each feature when tabulating a final score for each mobile property.
Additional information about KLI’s methodology is detailed in the detailed report. Request Detailed Report.

Brand Ratings
Here’s a sneak peek of the top-ranking brands in your industry. Contact us to request a full UX competitive analysis:
Capital One
Mobile Web Score: 85%
Wells Fargo
Mobile Web Score: 85%
USAA
Mobile Web Score: 83%
Unbiased Third-party Mobile UX Research
Get the Competitive Intelligence you need to stay ahead of your competitors. Competitive Insights, an intuitive competitive intelligence software, incorporates consumer preferences of features and capabilities that they consider critical for a successful experience including:
- A complete listing of overall rankings
- A detailed scoring breakdown of all capabilities and features reviewed
- Screenshots from behind the login screens of all competitors sites & apps
- A comparative list of current mobile capabilities available on each mobile app
- Detailed descriptions of how users can complete tasks on the mobile device
- User feedback collected regarding feature preferences
- Identifies key success factors, best-in-class features, areas for improvement, and why some companies are lagging behind

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